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Financial Institutions benefit from our mycropod™ technology, as we are a source of trusted connections that enhance the relationship between financial institutions and their cardholders.

TRANSYSA offers participating financial institutions and their cardholders ATM and PIN-secured point-of-sale (POS) debit access nationwide.
TRANSYSA assists its member financial institutions in achieving their electronic payment goals with original and effective consumer marketing, along with expert technical and operational support.

TRANSYSA provides financial institutions with:

  • Country-wide real-time electronic payments
  • Invaluable connections between financial institutions, consumers and their money
  • Innovations and R&D enabling market expanding services
  • Functionality that supports consumer loyalty to our members
  • Expertise in secure debit transactions
  • Risk reduction via identity validation tools and transactions backed by deposits.

TRANSYSA provides four types of services to financial institutions participating in the network:

  • Full-service Processing
    Card authorization and electronic funds transfer (EFT) switching performed by TRANSYSA
  • Authorization Processing
    EFT switching performed by TRANSYSA; card authorization performed by the financial institution
  • Co-op Processing
    Provides EFT switching and authorizes the cards except for the final balance authorization, which is performed by the institution.
  • Intercept Processing
    The institution drives its own ATMs and authorizes its own cards. TRANSYSA provides network switching.